NJ Individual Reference Guide

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Enrollment Material
Enrollment Procedures
In order to enroll, please submit the following items to Savoy:

Rates and Completed Application

Click here to download Horizon BCBSNJ enrollment application

Click here to download Horizon BCBSNJ plans and rates. You can also quote online via our quoting tool MySavoyBenefits.com

Click here to download Horizon BCBSNJ Summary of Benefits

Stand-Alone Dental and Vision Benefits

Pediatric Dental is a mandatory Essential Health Benefit under the Affordable Care Act (ACA) and must be included unless you can attest that you receive ACA compliant Pediatric Dental coverage elsewhere. Benefits are provided to any covered person under the age of 19 and will require an additional cost beyond your health plan coverage premium. You also have the option of purchasing a Family Pediatric Dental plan for an additional charge which provides coverage for individuals under the age of 19 plus dental coverage for persons over the age of 19 instead of the Young Grins plan. To find out more, click here

Payment for the first month's premium

Horizon BCBSNJ accepts the following methods of payment.
A copy of a voided check, Credit Card (VISA, MasterCard, or Discover only) which will be charged for the first month’s premium only. All subsequent month payments must be made either by check or the member can set up monthly automatic payments via their member portal – www.horizonblue.com/members

All paperwork must be sent to Savoy Associates at the following address:
25B Hanover Road
Suite 220
Florham Park, NJ 07932
Attn: Individual Health Insurance 
OR Email: individualenroll@savoyassociates.com

Horizon BCBSNJ grants 1st and 15th of the month effective dates only. For 1st of the month effective dates, paperwork must be received no later than the 23rd of the month prior to the effective date.

ID cards are sent to new members approximately 2 weeks after an application has been received.  In the event that a member requires medical attention prior to receiving an ID card, a copy of the Individual Application may be used as proof of insurance. Members can verify coverage by calling the Horizon BCBSNJ Individual Department at 800-355-2583.

Physician Directory

To locate a physician please click on the link provide: https://doctorfinder.horizonblue.com/
Upgrading and Downgrading Coverage

In order to upgrade your coverage, your application must be submitted during Open Enrollment which is November 1st through December 15th. The upgraded plan change will go into effect on January 1st of the following year.

Please note, any enrollment application submitted outside of open enrollment must be accompanied by proof of loss of coverage or of any triggering event that qualifies you for coverage. For a list of those qualifying events, please click here.

If you need additional assistance, contact Colin Scheifler at 800.237.4009 ext. 1773 or via email at colinscheifler@savoyassociates.com.

Related Information

Horizon BCBS NJ Individual Enrollment Form (Current)