Thank you for visiting this Employer page. For information on legislative and regulatory topics released during 2022, please visit the following links.

Please note, this page does not currently require a login account to access this information. 

YOUR DEDICATED BROKER CAN HELP

We encourage employers to contact their broker directly to discuss recent legislative changes and how they apply to your business.

What Are Employer Responsibilities?

Savoy has created extensive compliance guides to help you stay informed and navigate through the changes. 

Get the details on these top topics:

• Transparency in Coverage Rule Resources
• The Dobbs Decision & Group Health Plans Broadcast
• RxDC Reporting Resources 

Savoy Academy | Employer Services and Compliance Webinar Series

Attend one of our upcoming Employer Services and Compliance webinars—you may quality to earn 1 HR recertification credit and 1 SHRM Professional Development Credit (PDC) recertification credit for your participation. 

Q2 2023

• April 19 - Self-Funding Opportunities and Obstacles
• May 17 - ERISA Compliance 101: Form 5500 Filings
• June 21 - PCORI Fees and MLR Rebates

Q3 2023

• July 19 - Attendees’ Choice: Let us know what topics you want to hear about—submit a topic HERE.   
• August 16 - ERISA Compliance 101: Classes and Contributions
• September 20 - HR Technology Trends and Transparency Tools

Q4 2023 

• October 18 - ERISA Compliance 101: Plan Documents and Annual Required Notices 
• November 15 - Employer Shared Responsibility Reporting 
• December 13 - Year in Review and Looking Ahead

Q4 2022 Legislative Review

Federal

October

• Biden Administration Issues Final Rule to End the “Family Glitch”
  • The Biden Administration issued a final regulation and a new IRS notice on October 11, 2022, which eliminates the ACA's “family glitch” beginning on 1/1/23.
• 2023 Health FSA Inflation Adjustments
  • On October 18, 2022, the IRS issued Revenue Procedure 2022-38 that sets forth various 2023 tax-related limits that have been adjusted for inflation. 

November 

• PCORI Fee Released for 2022-2023

  • The PCORI fee helps fund research to evaluate and compare health outcomes, clinical effectiveness, risks, and benefits of medical treatment and services. 

December

• ACA Reporting Proposed Rule Made Final
  • The IRS has permanently extended by 30 days the deadline for employers to distribute individual statements to full-time employees that specify whether their employer-sponsored health insurance met ACA requirements for minimum essential coverage.
•  End-of-Year Compliance Deadlines and Reminders
  • The end of the 2022 calendar year is fast approaching, and with it comes numerous deadlines that can directly or indirectly impact employer group health plans.
• 2024 Out-of-Pocket Limits Released
  • The Department of Health and Human Services has announced the new out-of-pocket limits that will apply to group and individual health plans during the 2024 plan year.
• CMS Delays RxDC Reporting Data Submission Deadline
  • The Centers for Medicare & Medicaid Services (CMS) has announced that the RxDC data submission requirement has been extended until January 31, 2023. 
• Administration Extends RxDC Reporting Deadline and Provides Other Limited Reporting Relief
  • The guidance establishes limited deadline and enforcement relief for the 2020 and 2021 Prescription Drug Data Collection (RxDC) submissions.

• Telehealth Relief Included in End-Of-Year Omnibus

  • While the Consolidated Appropriations Act, 2023 (CAA23) does not include as many health provisions as the CAA of 2021, it does include the anticipated relief on telehealth coverage offered through qualified High Deductible Health Plans (HDHPs) that pair with Health Savings Accounts (HSAs).

California 

November

• New Law Requires Licensees to Include Their License Number on Emails
  • Starting January 1, 2023, a new California law will require most types of insurance producers to include their license number on emails.

Delaware

December

• Delaware Bulletin No. 135 - Diabetes Equipment and Supplies
  • The Bulletin applies to all Delaware fully insured plans, policies, contracts, or certificates issued, renewed, modified, altered, amended, or reissued in Delaware on or after January 1, 2024.

Q1, Q2 & Q3 Legislative Reviews

Visit the following pages to review Q1, Q2 and Q3 legislative updates.

• Q1 2022 Legislative Review
• Q2 2022 Legislative Review  
• Q3 2022 Legislative Review 

This page and its links are informational only and are not intended to constitute legal, tax or business advice. For further information, please refer to your lawyer, business or tax advisor. The accuracy, currency or completeness of the information contained herein is not guaranteed.