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Federal / Consumer-Directed (HSAorHRA)

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1. What are Health Savings Accounts (HSAs) ?
2. How do they differ from Medical Savings Accounts (MSAs) ?
3. Typically is the HSA Bank Account set up for the same effective date as the HDHP (high deductible health plan) ?
4. Can incurred claims be paid from an HSA account that has not been funded ?
5. Who may contribute to a Health Savings Account  ?
6. What are the deductibles, contribution limitations, and out of pocket maximums for Health Savings Accounts (HSAs) ?
7. What is a "catch up" contribution and who qualifies for it ?
8. How are Preventive Benefits covered considering the provision of NO first dollar coverage ?

How does this work a telemedicine benefit?
9. Who owns the money in the HSA account ?
10. What are some key points I should be sure to alert the employer of ?
11. Can I fund my HSA account with other than the single contribution if I have a Domestic Partner or Civil Union Partner ?
12. Are HRA (Health Reimbursement Arrangements) and / or HSA (Health Savings Accounts) a health plan for the purpose of COBRA eligibility ?
13. Are HRAs subject to Medicare Secondary Reporting ?
14. What premiums can I pay with HSA funds ?
15. Who are the carrier banking partners ?
16. What are the rules to consider to keep a Health Reimbursement Arrangement (HRA) compliant with the new QSE HRA (small employer standalone HRA) effective January 1, 2017?
17. Please discuss the new fiduciary rule of April 2016.
18. Where can I obtain further information ?
19. Participation in both a health reimbursement arrangement (HRA) and a health savings account (HSA

Related Information

Please refer to the following documents for additional information:




1. What are Health Savings Accounts (HSAs) ?
You are not authorized to view this answer. To gain access to this content, Please click here.
2. How do they differ from Medical Savings Accounts (MSAs) ?
You are not authorized to view this answer. To gain access to this content, Please click here.
3. Typically is the HSA Bank Account set up for the same effective date as the HDHP (high deductible health plan) ?
You are not authorized to view this answer. To gain access to this content, Please click here.
4. Can incurred claims be paid from an HSA account that has not been funded ?
You are not authorized to view this answer. To gain access to this content, Please click here.
5. Who may contribute to a Health Savings Account  ?
You are not authorized to view this answer. To gain access to this content, Please click here.
6. What are the deductibles, contribution limitations, and out of pocket maximums for Health Savings Accounts (HSAs) ?
You are not authorized to view this answer. To gain access to this content, Please click here.
7. What is a "catch up" contribution and who qualifies for it ?
You are not authorized to view this answer. To gain access to this content, Please click here.
8. How are Preventive Benefits covered considering the provision of NO first dollar coverage ?

How does this work a telemedicine benefit?
You are not authorized to view this answer. To gain access to this content, Please click here.
9. Who owns the money in the HSA account ?
You are not authorized to view this answer. To gain access to this content, Please click here.
10. What are some key points I should be sure to alert the employer of ?
You are not authorized to view this answer. To gain access to this content, Please click here.
11. Can I fund my HSA account with other than the single contribution if I have a Domestic Partner or Civil Union Partner ?
You are not authorized to view this answer. To gain access to this content, Please click here.
12. Are HRA (Health Reimbursement Arrangements) and / or HSA (Health Savings Accounts) a health plan for the purpose of COBRA eligibility ?
You are not authorized to view this answer. To gain access to this content, Please click here.
13. Are HRAs subject to Medicare Secondary Reporting ?
You are not authorized to view this answer. To gain access to this content, Please click here.
14. What premiums can I pay with HSA funds ?
You are not authorized to view this answer. To gain access to this content, Please click here.
15. Who are the carrier banking partners ?
You are not authorized to view this answer. To gain access to this content, Please click here.
16. What are the rules to consider to keep a Health Reimbursement Arrangement (HRA) compliant with the new QSE HRA (small employer standalone HRA) effective January 1, 2017?
You are not authorized to view this answer. To gain access to this content, Please click here.
17. Please discuss the new fiduciary rule of April 2016.
You are not authorized to view this answer. To gain access to this content, Please click here.
18. Where can I obtain further information ?
You are not authorized to view this answer. To gain access to this content, Please click here.
19. Participation in both a health reimbursement arrangement (HRA) and a health savings account (HSA
You are not authorized to view this answer. To gain access to this content, Please click here.