DE Individual Reference Guide

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Enrollment Material
Enrollment Procedures
In order to enroll, please submit the following items to Savoy Associates:

Click here to download the Highmark Blue Cross Blue Shield Delaware enrollment application

Click here to download the Highmark Blue Cross Blue Shield Delaware plans and rates

Payment for the first month's premium
A check can be submitted made out to Highmark DE in the amount of the first month’s premium or members can call in a credit card payment once the enrollment app has been processed to effectuate the policy.  Accepted credit cards are VISA, MC & Discover.

Coverage effective dates are either the 1st of every month.  An applicant may request a specific effective date (up to 90 days from the application date) at the time of application.  All paperwork must be received by Savoy Associates 15 days prior to the requested effective date at:
Savoy Associates
25B Hanover Road
Suite 220
Florham Park, NJ 07932
Attn: Individual Health Insurance  
Physician Directory

Upgrading and Downgrading Coverage
In order to upgrade your coverage, your application must be submitted during Open Enrollment which is November 1st through December 15th .  The upgraded plan change will go into effect on January 1st of the following year. 

If you need additional assistance, contact Colin Scheifler at (800)237-4009 ext. 1773 or via email at

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