PA Individual Reference Guide

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Enrollment Material
Enrollment Procedures
In order to enroll, please submit the following items to Savoy Associates:

Click here to download the Independence Blue Cross enrollment application
Click here to download the Independence Blue Cross plans
Click here to download the Independence Blue Cross rates

Payment for the first month's premium

Independence Blue Cross requires a check payable to Independence Blue Cross.

All paperwork must be sent to Savoy Associates at the following address:
Savoy Associates
25B Hanover Road
Suite 220
Florham Park, NJ 07932
Attn: Individual Health Insurance 

Independence Blue Cross only grants the 1st of the month effective dates. Paperwork must be received no later than the 23rd of the month prior to the effective date; for 1st of the month effective date.
ID cards are sent to new members approximately 2 weeks after an application has been received. In the event that a member requires medical attention prior to receiving an ID card, a copy of the Individual Application may be used as proof of insurance. Members can verify coverage by calling the Independence Blue Cross Individual Department at 855-429-3800.
Physician Directory

To locate a physician, please refer to the Independence Blue Cross physicians’ directory
Upgrading and Downgrading Coverage

In order to upgrade your coverage, your application must be submitted during Open Enrollment which is November 1st through January 31st.  The upgraded plan change will go into effect on January 1st of the following year. 
If you need additional assistance, contact Colin Scheifler at (800)237-4009 ext. 1773 or via email at

Related Information

IBC PA Individual Application